A card for however
you like to spend.
Open a Moki account and pick a virtual card in minutes, or order a physical one to carry. Both draw from the same balance, so however you spend, it's the same account behind it.
Virtual for right now.
Physical for everywhere else.
Both cards connect to the same Moki balance and the same limits and controls in your account. Order one, order both, it's your call.
Ready in minutes
Issued the moment your account is verified. Start spending online straight away, from subscriptions to ad accounts.
- Live in minutes, no waiting on the post
- Add funds instantly from your Moki balance
- Freeze, replace or set limits from the app
- Suited to online spend and subscriptions
Made to carry
A tap-to-pay card posted to your address. Comes active and linked to your account, ready to tap the day it lands.
- Tap-to-pay and chip and PIN
- Works at ATMs for cash withdrawals
- Freeze, replace or set limits from the app
- Suited to everyday, in-person spend
Delivery timing and availability depend on where you're spending from. Card fees shown are indicative and set out in full during sign-up.
Every subscription, marketplace and ad account you already use.
Your Moki card works anywhere that accepts online card payments, including the platforms people ask us about most.
Everyday, streaming & travel
Media buying & ad accounts
Listed as examples of where the card is commonly used. Mention of a platform isn't an endorsement or partnership with Moki, and acceptance can depend on that platform's own payment rules.
Built for however your money crosses borders.
A few of the people we hear from most, though the card isn't limited to these.
Travellers
Top up in one currency and spend in another without juggling separate accounts for every trip.
Students
A virtual card for subscriptions and everyday spend, set up in minutes without a local account.
Freelancers & remote workers
Get paid in one place and spend straight from the same balance, wherever the work takes you.
Online shoppers & marketers
One card for marketplaces, subscriptions and ad account top-ups, with limits you control from the app.
Three steps, start to spend.
Sign up
Create your Moki account with your email and a few basic details. Takes about as long as ordering a coffee.
Verify who you are
A quick identity check keeps your account secure and is what lets us issue a card in your name.
Get your card
Add funds, then get your virtual card instantly or have a physical one sent out. Either way, you're set to spend.
Built for people who spend across borders.
Moki is not available everywhere. We operate where we are permitted to operate, and we say so clearly on our coverage page before you sign up.
Your card is a sign-up away.
Get a virtual card today, order a physical one whenever you're ready.